Article:
Simple Ways to Help You Cut Your Monthly Expenses in Half
It’s
probably the same in most families … at least once a month,
you
sit down and figure out your monthly expenses. Looking through the
bills, you are probably wondering … “How the heck
are we able to spend
this much?! What are we spending our money on?” Well, if you
pay
attention to your monthly expenses, most likely, you will be able to
see where you can actually cut down on. Read on …
Take
some time to shop around. If there is an item
or service that you need, instead of buying the first one that pops up
… do some research. Shop around for the best price.
If
you can … park the car. If it is at all
possible
to walk to where you are going, do so. With gas prices right now,
it’s
probably a good idea - it’s great for exercise too. You could
even
carpool - that’ll help cut gas expenses. Just the same
… shop around
for cheaper gas.
Change
your thermostat setting. In the winter, set
the thermostat a couple of degrees lower. If it’s a bit cold
in the
house - just put on an extra sweater or socks. In the Summer, set the
thermostat a couple of degrees higher - it may help to have an electric
on.
Wash
a full load. Try not to start the washing maching or
dishwasher until you fill it up. It not only saves on water but also
electricity.
Save
water. Instead of taking long baths, take a
shower. Make it a habit to turn your faucet off while you are brushing
your teeth. Inspect all your faucets and sprinklers in your front and
back yard and make sure that none of them are leaking.
Save
on electricity. Turn off lights that you are not using.
If no one is watcing TV, why leave it on? Same goes with the radio.
Pack
a lunch. Instead of spending $5.00 every day
on lunch, why not just bring a brown bag to work or school. You can
pack your left overs from dinner the night before. You can pack a
sandwich and some fruit. This might be even healthier for you and the
kids. Try just making coffee from home instead of buying a cup every
morning - saving you at least $2.00 each day.
These
are just a few things you can do to start lowering your
monthly expenses. Lowering your monthly expenses does not mean
depriving yourself of anything. Try one, two or even all of these tips
and watch your monthly expenses go down.
More articles can be found at MommyCommunity.com
Recipe: Trick and Treat Cookies
Ingredients:
6 squares of Premium White Baking Chocolate
2 squares of Semi-Sweet Baking Chocolate
Peanut Butter Sandwich Cookies
Chocolate Sandwich Cookies
Chocolate Chip Cookies
Vanilla Wafers
Red and yellow food coloring
Decorating gels
Assorted candies
Fruit snack rolls
Wax paper
Instructions:
Place baking chocolate in separate microwave bowls. Microwave
each baking chocolate according to directions on box. Remove
bowls from microwave and stir making sure chocolate has completely
melted. Spread wax paper out on flat surface to place cookies on once
decorated. To make pumpkins place some of the white chocolate
in another bowl. Add a one drop of red and yellow food
coloring and stir to make white chocolate orange. Ice chocolate
sandwich cookies, chocolate chip cookies and vanilla wafers with orange
colored chocolate. Place green gel at the top for stem and
use candies or gel to make your pumpkin face. To make your
ghosts, ice Nutter Butter cookies with white chocolate. Make
faces with decorating gel or candies. For bats coat Nutter
Butter cookies with dark chocolate. Lay cookie sideways and
make eyes and fangs with red decorating gel. To make mummy
shaped cookies take Nutter Butter cookies and cover with white
chocolate. Wrap fruit rolls around cookie to make the mummy
effect. Add eyes with candies or gel.
For
More easy to make recipes, visit HowToMakeEasyMeals.com
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